Your ROI story, benchmarked and trended — ready for leadership, finance, and your next QBR.
✦ AICFO-Ready Quarterly Narrative — Acme Health
Acme Health's wellness ROI stands at $3.41 per dollar spent this quarter — above the HUSK book-wide average of $3.27 and well ahead of the industry benchmark of $1.50–$3.00. 62% of eligible employees are actively engaged, versus a 24% industry average, and engagement has grown consistently since Year 1 (32% → 51% → 62%). The primary value drivers this period are 340 insurance-funded clinical sessions (estimated $48,900 in avoided out-of-network costs), $18,420 in automated rewards disbursements processed without HR intervention, and a Challenge completion rate of 68% correlated with reduced absenteeism in participating teams. The single highest-ROI opportunity remaining is Nutrition enrollment: only 12% of eligible employees have booked a first session despite 95% paying $0. Closing that gap to 25% would add an estimated $12,000+ in avoided costs next quarter. Engagement risk is moderate overall; the Sales department (31% high-risk) is the primary intervention target heading into Q2.
HUSK book avg: $3.27 · Industry benchmark: $1.50–$3.00 · You're ahead
Insurance-funded clinical sessions
340 sessions · avg $144 avoided cost/session
$48,900
Rewards processed without HR intervention
2,584 approved submissions · ~$18/hr HR rate
$18,420
Absenteeism reduction proxy
Challenge completers show 12% lower absence rate
~$14,200
Admin hours saved vs. manual baseline
~48h this period · $65/hr blended HR rate
~$3,120
📈Total estimated return this period: $84,640 on an estimated $24,800 HUSK investment. Raising Nutrition enrollment from 12% → 25% would add an estimated $12,000+ next quarter.
Year-over-Year Trajectory
Engagement %
ROI ×
Year 1
32% · $2.10
Year 2
51% · $2.85
Now ✦
62% · $3.41
Industry
24% · $2.25
📊Your program compounds over time. Engagement has nearly doubled since Year 1 and ROI has grown 62%. The industry average hasn't moved.
vs. Industry Benchmarks
Participation rate
Acme 54%
Avg 24%
Clinical sessions/member
HUSK 4.2
EAP 2.5
Reward submission rate
Acme 41%
Avg 28%
Engagement Risk Overview ✦ AI-Powered
Workforce Risk Distribution — All Departments
Predictive model · recalculates weekly · behavioral signals only
Low Risk
58%
724 employees
Moderate Risk
28%
350 employees
High Risk
14%
174 employees
1,248 active employees scored
● Low● Moderate● High
⚡174 employees are at high risk of disengagement. Deploying a targeted campaign to this cohort now — before the 30-day point of no return — is the highest-leverage intervention available.
Product Panels — Purchased Products
Challenge Metrics
🏆
Enrolled
of 2,012 eligible
1,186
59%
⚡
Active last 30 days
of enrolled
842
71%
✅
Completion rate
started → completed
68%
3,420 completed
⚠️
Never participated
dormant population
826
41% of eligible
🔀
Non-step activity mix
inclusion signal
38%
of all activities
Drop-off After 1st Challenge
🎯
Completed challenge 1
1,186
100%
🔁
Started challenge 2
820
69%
📉
Active month 2
590
50%
Leadership Insights
50% drop-off after month 1. A "challenge 2 nudge" at day 28 could improve retention.
38% non-step activity shows inclusive design is working — highlight in next QBR.
826 dormant employees. A low-barrier "first win" challenge could activate this group.
Rewards Metrics
📋
Submissions received
steps, activities, receipts
2,840
this period
✅
Approval rate
91%
2,584 approved
💵
Total funds disbursed
$18,420
avg $14.75/active employee
⏱️
Avg. time to payout
3.2d
↓ 1.1d faster
💼
Admin hours saved
~48h
≈$3,120 at blended rate
Funds Earned by Submission Type
Step goals & fitness activity$7,840 (43%)
Wellness activity completions$5,920 (32%)
Equipment & gym receipt uploads$4,660 (25%)
💡40% of eligible employees have never submitted a reward. A simple "here's what you can claim" email at onboarding could significantly lift participation.
Marketplace Metrics
🛍️
Purchases completed
1,044
🔄
Conversion rate
view → cart → purchase
14%
+2pp vs. prior
🛒
Cart abandonment
9%
↓ 2pp improvement
🔁
Repeat purchasers
34%
🏢
Multi-vendor users
28%
use 2+ vendors
Vendor Enrollment Rates
Fitness / gym access44%
Mental wellness apps31%
Nutrition & meal services22%
Sleep & recovery18%
Nutrition Clinical Metrics
🥗
First session booked
"who's enrolled"
12%
241 members
📅
Show rate
88%
📊
Avg. sessions / member
vs. EAP 2.5 baseline
4.2
+1.7 vs. EAP
🎯
Reached 4+ sessions
61%
↩️
Single-session drop-off
22%
Insurance Utilization
95%
of members pay $0 per session
🔴Only 12% enrollment despite $0 cost. This is an awareness gap. Closing it to 25% adds an estimated $12,000+ in avoided costs next quarter.
Mental Health Clinical Metrics
🧠
Accessed care
10%
198 members
📅
Avg. sessions / member
vs. EAP 2.5 baseline
5.8
+3.3 vs. EAP
🎯
Reached 8+ sessions
clinically meaningful
39%
↩️
Single-session drop-off
18%
🏥
Insurance utilization rate
% using in-network coverage
78%
of active members
HUSK vs. EAP Differentiation
Sessions per engaged member
HUSK5.8
EAP baseline2.5
+132% more sessions per engaged member vs. EAP — your primary differentiation story at renewal.
18% single-session drop-off. A re-booking nudge at session end could materially improve retention.
My Wellness Insights
Your personal progress across all HUSK programs. Every action you take builds a healthier you.